Caribbean Alliance Insurance Co. Ltd

Headquartered at Caribbean Alliance House on the corner of Newgate and Cross Streets in St. John's, this long-established insurer has been serving policyholders across the Caribbean since 1988. Founded as a regional subsidiary of the Sun Alliance Insurance Group, UK, the company has grown into the largest general insurance company in Antigua and one of the most widely recognised insurance providers across the Eastern and Northwestern Caribbean, with representatives currently operating in 14 territories spanning the Leewards, Windwards and beyond. Caribbean Alliance specialises in property and casualty business, including marine insurance, and offers a comprehensive range of personal and commercial products — from home and motor policies to travel, business interruption, public liability and construction cover. The breadth of this portfolio, combined with a regional network of agents and branches, allows policyholders throughout the Caribbean to access expert advice and locally informed coverage options. A hallmark of the company's financial standing is its rating of A (Excellent) Stable from A.M. Best — the highest rating awarded to any insurance company in the Caribbean. This independent assessment reflects the strength of the company's balance sheet, its consistent operating performance and the robustness of its reinsurance programme, which is placed with major international reinsurers holding minimum ratings of A. The result is a financial institution capable of responding efficiently even in the aftermath of the most severe natural disasters, while remaining equally attentive to everyday claims that matter most to individual policyholders. In addition to its A.M. Best rating, Caribbean Alliance is regulated in each territory in which it operates, providing policyholders with the confidence that comes from both regional oversight and international financial scrutiny. Contact us today to speak with a local agent about coverage options suited to your personal or business needs.